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	<title>Crikey &#187; the big four</title>
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		<title>Covered bonds joy for banks: increased risk for taxpayers</title>
		<link>http://www.crikey.com.au/2011/03/28/covered-bonds-joy-for-banks-increased-risk-for-taxpayers/</link>
		<comments>http://www.crikey.com.au/2011/03/28/covered-bonds-joy-for-banks-increased-risk-for-taxpayers/#comments</comments>
		<pubDate>Sun, 27 Mar 2011 23:33:09 +0000</pubDate>
		<dc:creator>Adam Schwab</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Covered bonds]]></category>
		<category><![CDATA[the big four]]></category>
		<category><![CDATA[Wayne Swan]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=213624</guid>
		<description><![CDATA[The recent announcement by the federal governments that it will allow Australian banks to issue covered bonds was greeted with much joy by the banking industry.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2011/03/28/covered-bonds-joy-for-banks-increased-risk-for-taxpayers/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Gottliebsen: how Swan gave our banks a hot flush</title>
		<link>http://www.crikey.com.au/2011/03/01/gottliebsen-how-swan-gave-our-banks-a-hot-flush/</link>
		<comments>http://www.crikey.com.au/2011/03/01/gottliebsen-how-swan-gave-our-banks-a-hot-flush/#comments</comments>
		<pubDate>Tue, 01 Mar 2011 01:58:53 +0000</pubDate>
		<dc:creator>Ross Stapleton</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[ANZ]]></category>
		<category><![CDATA[Commonwealth Bank]]></category>
		<category><![CDATA[NAB]]></category>
		<category><![CDATA[the big four]]></category>
		<category><![CDATA[westpac bank]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=206931</guid>
		<description><![CDATA[This month big banks have more money to lend than they ever dreamed of, which is a hidden force behind the banking price war, writes <b>Robert Gottliebsen</b>, of Business Spectator.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2011/03/01/gottliebsen-how-swan-gave-our-banks-a-hot-flush/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Westpac stumbles, Kelly&#8217;s halo dims</title>
		<link>http://www.crikey.com.au/2011/02/15/westpac-stumbles-kellys-halo-dims/</link>
		<comments>http://www.crikey.com.au/2011/02/15/westpac-stumbles-kellys-halo-dims/#comments</comments>
		<pubDate>Tue, 15 Feb 2011 02:01:47 +0000</pubDate>
		<dc:creator>Glenn Dyer</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Commonwealth Bank]]></category>
		<category><![CDATA[Gail Kelly]]></category>
		<category><![CDATA[the big four]]></category>
		<category><![CDATA[westpac bank]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=203699</guid>
		<description><![CDATA[Has the glow gone from the halo of the sainted Gail Kelly of Westpac, who according to some claims, is one of the most powerful women in the world?]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2011/02/15/westpac-stumbles-kellys-halo-dims/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Bartholomeusz: Swan&#8217;s curious credit obsession</title>
		<link>http://www.crikey.com.au/2010/12/16/bartholomeusz-swans-curious-credit-obsession/</link>
		<comments>http://www.crikey.com.au/2010/12/16/bartholomeusz-swans-curious-credit-obsession/#comments</comments>
		<pubDate>Thu, 16 Dec 2010 02:32:49 +0000</pubDate>
		<dc:creator>Stephen Bartholomeusz</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[australian banks]]></category>
		<category><![CDATA[Joe Hockey]]></category>
		<category><![CDATA[Ken Henry]]></category>
		<category><![CDATA[the big four]]></category>
		<category><![CDATA[Treasurer Wayne Swan]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=193290</guid>
		<description><![CDATA[It's peculiar that the nation’s treasurer is obsessed with trying to organise more and cheaper credit even as his central banks tries to do the opposite.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2010/12/16/bartholomeusz-swans-curious-credit-obsession/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bank reforms best described as  minor but deliverable promises</title>
		<link>http://www.crikey.com.au/2010/12/14/bank-reforms-best-described-as-minor-but-deliverable-promises/</link>
		<comments>http://www.crikey.com.au/2010/12/14/bank-reforms-best-described-as-minor-but-deliverable-promises/#comments</comments>
		<pubDate>Tue, 14 Dec 2010 02:37:27 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[australian banks]]></category>
		<category><![CDATA[credit unions]]></category>
		<category><![CDATA[the big four]]></category>
		<category><![CDATA[Wayne Swan banking reform]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=192805</guid>
		<description><![CDATA[The abolition of mortgage exit fees from mid-2011 will hurt smaller lenders far more than it will the larger ones, writes <b>Tom Elliott</b>, managing director of MM&#038;E Capital Limited]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2010/12/14/bank-reforms-best-described-as-minor-but-deliverable-promises/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Swan&#8217;s mousey bank plan the nastiest extension of taxpayer support</title>
		<link>http://www.crikey.com.au/2010/12/14/swans-mousey-bank-plan-the-nastiest-extension-of-taxpayer-support/</link>
		<comments>http://www.crikey.com.au/2010/12/14/swans-mousey-bank-plan-the-nastiest-extension-of-taxpayer-support/#comments</comments>
		<pubDate>Tue, 14 Dec 2010 02:35:26 +0000</pubDate>
		<dc:creator>Glenn Dyer</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[australian banks]]></category>
		<category><![CDATA[Glenn Stevens]]></category>
		<category><![CDATA[interest rate decision]]></category>
		<category><![CDATA[the big four]]></category>
		<category><![CDATA[Wayne Swan]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=192775</guid>
		<description><![CDATA[The whole argument over banks is a charade confected in Canberra by Joe Hockey, Tony Abbott and the gutless Gillard government, along with the cynical, scheming Greens.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2010/12/14/swans-mousey-bank-plan-the-nastiest-extension-of-taxpayer-support/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Bartholomeusz: the risks in Swan&#8217;s reforms</title>
		<link>http://www.crikey.com.au/2010/12/13/bartholomeusz-the-risks-in-swans-reforms/</link>
		<comments>http://www.crikey.com.au/2010/12/13/bartholomeusz-the-risks-in-swans-reforms/#comments</comments>
		<pubDate>Mon, 13 Dec 2010 02:26:28 +0000</pubDate>
		<dc:creator>Stephen Bartholomeusz</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[australian banks]]></category>
		<category><![CDATA[credit unions]]></category>
		<category><![CDATA[Glenn Stevens]]></category>
		<category><![CDATA[the big four]]></category>
		<category><![CDATA[Wayne Swan]]></category>
		<category><![CDATA[Wayne Swan banking reform]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=192600</guid>
		<description><![CDATA[Glenn Stevens has helped the cause of those who think Wayne Swan’s banking "reforms" are a response to a problem that has yet to be demonstrated.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2010/12/13/bartholomeusz-the-risks-in-swans-reforms/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Banks&#8217; job a simple one &#8230; but they do it poorly</title>
		<link>http://www.crikey.com.au/2010/12/07/banks-job-a-simple-one-but-they-do-it-poorly/</link>
		<comments>http://www.crikey.com.au/2010/12/07/banks-job-a-simple-one-but-they-do-it-poorly/#comments</comments>
		<pubDate>Tue, 07 Dec 2010 02:33:22 +0000</pubDate>
		<dc:creator>Adam Schwab</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[australian banks]]></category>
		<category><![CDATA[Global Financial Crisis]]></category>
		<category><![CDATA[Macquarie Bank]]></category>
		<category><![CDATA[the big four]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=191167</guid>
		<description><![CDATA[Many commentators erroneously point to the so-called heroic role played by Australian banks in steering Australia through the GFC, when it was the Australian taxpayer that saved the banks.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2010/12/07/banks-job-a-simple-one-but-they-do-it-poorly/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Hill&#8217;s heresy a good role model for Australian banks</title>
		<link>http://www.crikey.com.au/2010/11/29/hills-heresy-a-good-role-model-for-australian-banks/</link>
		<comments>http://www.crikey.com.au/2010/11/29/hills-heresy-a-good-role-model-for-australian-banks/#comments</comments>
		<pubDate>Mon, 29 Nov 2010 02:20:44 +0000</pubDate>
		<dc:creator>Adam Schwab</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Players]]></category>
		<category><![CDATA[australian banks]]></category>
		<category><![CDATA[Global Financial Crisis]]></category>
		<category><![CDATA[the big four]]></category>
		<category><![CDATA[vernon hill]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=189186</guid>
		<description><![CDATA[Vernon Hill’s business model was almost diametrically opposite to the risky practices of Australian banks, which almost go out of their way to alienate depositors. ]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2010/11/29/hills-heresy-a-good-role-model-for-australian-banks/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Gottliebsen: bankers must leave their bunkers</title>
		<link>http://www.crikey.com.au/2010/11/10/gottliebsen-bankers-must-leave-their-bunkers/</link>
		<comments>http://www.crikey.com.au/2010/11/10/gottliebsen-bankers-must-leave-their-bunkers/#comments</comments>
		<pubDate>Wed, 10 Nov 2010 02:16:00 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[australian banks]]></category>
		<category><![CDATA[Cameron Clyne]]></category>
		<category><![CDATA[Gail Kelly]]></category>
		<category><![CDATA[Mike Smith]]></category>
		<category><![CDATA[Ralph Norris]]></category>
		<category><![CDATA[the big four]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=184571</guid>
		<description><![CDATA[The boards of the four major Australian banks have appointed chief executives with a communication skills gap, writes <b>Robert Gottliebsen</b> from <em> Business Spectator</em>.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2010/11/10/gottliebsen-bankers-must-leave-their-bunkers/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Dirty secrets of the retail super industry</title>
		<link>http://www.crikey.com.au/2009/09/30/dirty-secrets-of-the-retail-super-industry/</link>
		<comments>http://www.crikey.com.au/2009/09/30/dirty-secrets-of-the-retail-super-industry/#comments</comments>
		<pubDate>Wed, 30 Sep 2009 03:00:00 +0000</pubDate>
		<dc:creator>Bernard Keane</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[AMP]]></category>
		<category><![CDATA[ANZ]]></category>
		<category><![CDATA[APRA]]></category>
		<category><![CDATA[superannuation industry]]></category>
		<category><![CDATA[the big four]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/2009/09/30/dirty-secrets-of-the-retail-super-industry/</guid>
		<description><![CDATA[ANZ’s purchase of the remainder of ING, and new rumblings about ANZ or another major acquiring AMP, shine a light on one of the dirty secrets of the retail superannuation industry: how much control the banks have.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2009/09/30/dirty-secrets-of-the-retail-super-industry/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Why banks needed the RBA to raise rates</title>
		<link>http://business.smh.com.au/business/banks-in-a-balancing-act-20090901-f6xi.html</link>
		<comments>http://business.smh.com.au/business/banks-in-a-balancing-act-20090901-f6xi.html#comments</comments>
		<pubDate>Tue, 01 Sep 2009 22:31:23 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Links]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[RBA]]></category>
		<category><![CDATA[the big four]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=83494</guid>
		<description><![CDATA[Now that the RBA has kept interest rates on hold -- and no-one knows when they'll rise again -- banks are wondering how they'll pass on the higher cost of funds without PR fallout, says <b>Elizabeth Knight</b>.]]></description>
		<wfw:commentRss>http://business.smh.com.au/business/banks-in-a-balancing-act-20090901-f6xi.html/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Big Four banks are guilty of corporate crimes</title>
		<link>http://www.crikey.com.au/2009/07/31/the-big-four-banks-are-guilty-of-corporate-crimes/</link>
		<comments>http://www.crikey.com.au/2009/07/31/the-big-four-banks-are-guilty-of-corporate-crimes/#comments</comments>
		<pubDate>Fri, 31 Jul 2009 03:00:00 +0000</pubDate>
		<dc:creator>Adam Schwab</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[ACCC]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[NAB]]></category>
		<category><![CDATA[penalty fees]]></category>
		<category><![CDATA[the big four]]></category>
		<category><![CDATA[victorian civil and administrative tribunal]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/2009/07/31/the-big-four-banks-are-guilty-of-corporate-crimes/</guid>
		<description><![CDATA[The NAB fee backdown is small consolation to bank customers who have been victim to one of the greatest corporate thefts over the past decade.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2009/07/31/the-big-four-banks-are-guilty-of-corporate-crimes/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Big Four Banks: will they all keep their AA rating?</title>
		<link>http://www.theaustralian.news.com.au/business/story/0,28124,25742575-20501,00.html</link>
		<comments>http://www.theaustralian.news.com.au/business/story/0,28124,25742575-20501,00.html#comments</comments>
		<pubDate>Tue, 07 Jul 2009 23:21:42 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Links]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Global Financial Crisis]]></category>
		<category><![CDATA[Standard & Poor's]]></category>
		<category><![CDATA[the big four]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=72067</guid>
		<description><![CDATA[Australia's biggest banks make up a global group of only eight AA-rated banks, but a Standard &#038; Poor's report suggests this could change, given their different risk exposures.]]></description>
		<wfw:commentRss>http://www.theaustralian.news.com.au/business/story/0,28124,25742575-20501,00.html/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Wayne Swan vs. the voice activated interactive voice response unit</title>
		<link>http://www.crikey.com.au/2008/08/14/first-dog-on-the-moon-178/</link>
		<comments>http://www.crikey.com.au/2008/08/14/first-dog-on-the-moon-178/#comments</comments>
		<pubDate>Wed, 13 Aug 2008 14:00:00 +0000</pubDate>
		<dc:creator>Firstdog</dc:creator>
				<category><![CDATA[First Dog on the Moon]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[ivr]]></category>
		<category><![CDATA[monkey bumface]]></category>
		<category><![CDATA[the banks]]></category>
		<category><![CDATA[the big four]]></category>
		<category><![CDATA[treasurer]]></category>
		<category><![CDATA[Wayne Swan]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[The Treasure is calling The Banks]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2008/08/14/first-dog-on-the-moon-178/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
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