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	<title>Crikey &#187; residential mortgages</title>
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		<title>Back the debt truck up &#8212; we need big ideas like the People&#8217;s Bank</title>
		<link>http://www.crikey.com.au/2009/07/08/back-the-debt-truck-up-we-need-big-ideas-like-the-peoples-bank/</link>
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		<pubDate>Wed, 08 Jul 2009 03:00:00 +0000</pubDate>
		<dc:creator>Bernard Keane</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[economists]]></category>
		<category><![CDATA[Malcolm Turnbull]]></category>
		<category><![CDATA[residential mortgages]]></category>

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		<description><![CDATA[Some of our best economic thinkers from across the ideological spectrum have penned an open letter urging a comprehensive review of the Australian financial system. About time!]]></description>
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		<title>The housing crisis: look closer at big banks&#8217; lending</title>
		<link>http://www.crikey.com.au/2007/07/11/the-housing-crisis-look-closer-at-big-banks-lending/</link>
		<comments>http://www.crikey.com.au/2007/07/11/the-housing-crisis-look-closer-at-big-banks-lending/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 14:00:00 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[assets]]></category>
		<category><![CDATA[housing loans]]></category>
		<category><![CDATA[loans secured]]></category>
		<category><![CDATA[low doc loans]]></category>
		<category><![CDATA[residential mortgages]]></category>

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		<description><![CDATA[One of the rarely mentioned factors when housing affordability is being discussed, is that loans secured by residential mortgages are more attractive to banks than other types of lending because of the regulator's prudential rules on the capital adequacy of banks, writes Bill Moyle.
]]></description>
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