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	<title>Crikey &#187; Ralph Norris</title>
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		<title>Joye: why lower risks mean lower bank returns</title>
		<link>http://www.crikey.com.au/2012/01/10/joye-why-lower-risks-mean-lower-bank-returns/</link>
		<comments>http://www.crikey.com.au/2012/01/10/joye-why-lower-risks-mean-lower-bank-returns/#comments</comments>
		<pubDate>Tue, 10 Jan 2012 01:58:49 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Players]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[big four banks]]></category>
		<category><![CDATA[Commonwealth Bank]]></category>
		<category><![CDATA[credit markets]]></category>
		<category><![CDATA[home loan market]]></category>
		<category><![CDATA[Ralph Norris]]></category>
		<category><![CDATA[reserve bank of australia]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=267732</guid>
		<description><![CDATA[Despite much public interest in, and debate around, the major banks' purported "gouging" and taxpayer-guaranteed status, some very fundamental questions remain unanswered, says <b>Christopher Joye</b> on <a href="http://www.propertyobserver.com.au"><em>Property Observer</em></a>.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2012/01/10/joye-why-lower-risks-mean-lower-bank-returns/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Bartholomeusz: is this the end of &#8216;too big to fail&#8217;?</title>
		<link>http://www.crikey.com.au/2011/12/22/bartholomeusz-is-this-the-end-of-too-big-to-fail/</link>
		<comments>http://www.crikey.com.au/2011/12/22/bartholomeusz-is-this-the-end-of-too-big-to-fail/#comments</comments>
		<pubDate>Thu, 22 Dec 2011 02:08:18 +0000</pubDate>
		<dc:creator>Stephen Bartholomeusz</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[australian banks]]></category>
		<category><![CDATA[australian prudential regulation authority]]></category>
		<category><![CDATA[Ralph Norris]]></category>
		<category><![CDATA[too big to fail]]></category>
		<category><![CDATA[us banks]]></category>
		<category><![CDATA[US Federal Reserve]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=266636</guid>
		<description><![CDATA[Around the world, bank executives are squealing at the proposed toughening of their capital and liquidity requirements and, around the world, regulators are ignoring them and pressing ahead.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2011/12/22/bartholomeusz-is-this-the-end-of-too-big-to-fail/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Ralph Norris: The Kiwi computer nerd on the way out of Australia’s top home lender</title>
		<link>http://RalphNorrisknowswhatit&#039;sliketobethemosthatedpersoninAustralia.He&#039;sgreedy,overpaid,anenemyoftheAussiebattler.Buthealsoknowswhatit&#039;sliketowieldseriousclout,writesbTomCowie,/b</link>
		<comments>http://RalphNorrisknowswhatit&#039;sliketobethemosthatedpersoninAustralia.He&#039;sgreedy,overpaid,anenemyoftheAussiebattler.Buthealsoknowswhatit&#039;sliketowieldseriousclout,writesbTomCowie,/b#comments</comments>
		<pubDate>Wed, 21 Sep 2011 01:38:02 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Players]]></category>
		<category><![CDATA[Ralph Norris]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=248286</guid>
		<description><![CDATA[Ralph Norris knows what it's like to be the most hated person in Australia. He's greedy, overpaid, an enemy of the Aussie battler. But he also knows what it's like to wield serious clout, writes <b>Tom Cowie</b>.  ]]></description>
		<wfw:commentRss>http://RalphNorrisknowswhatit&#039;sliketobethemosthatedpersoninAustralia.He&#039;sgreedy,overpaid,anenemyoftheAussiebattler.Buthealsoknowswhatit&#039;sliketowieldseriousclout,writesbTomCowie,/b/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Sovereign wealth fund &#8230; at least give it some thought please</title>
		<link>http://www.crikey.com.au/2011/02/18/sovereign-wealth-fund-at-least-give-it-some-thought-please/</link>
		<comments>http://www.crikey.com.au/2011/02/18/sovereign-wealth-fund-at-least-give-it-some-thought-please/#comments</comments>
		<pubDate>Fri, 18 Feb 2011 02:04:41 +0000</pubDate>
		<dc:creator>Glenn Dyer</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Glenn Stevens]]></category>
		<category><![CDATA[Ralph Norris]]></category>
		<category><![CDATA[roger corbett]]></category>
		<category><![CDATA[sovereign wealth fund]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=204664</guid>
		<description><![CDATA[The story in the Fairfax broadsheets today about how big business wants a sovereign wealth fund to save our windfall from the resources boom again was a horribly lopsided article.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2011/02/18/sovereign-wealth-fund-at-least-give-it-some-thought-please/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Ralph Norris and a bad apples-and-oranges comparison</title>
		<link>http://www.crikey.com.au/2011/02/10/ralph-norris-and-a-bad-apples-and-oranges-comparison/</link>
		<comments>http://www.crikey.com.au/2011/02/10/ralph-norris-and-a-bad-apples-and-oranges-comparison/#comments</comments>
		<pubDate>Thu, 10 Feb 2011 02:08:29 +0000</pubDate>
		<dc:creator>Glenn Dyer</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Commonwealth Bank]]></category>
		<category><![CDATA[Ralph Norris]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=202476</guid>
		<description><![CDATA[Even though Ralph Norris is highly rated by regulators and bankers as not only doing a good job at the Commonwealth Bank, but also being a good banker, he has an unfortunate tendency to stick his Kiwi boot on his tongue and leave it there.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2011/02/10/ralph-norris-and-a-bad-apples-and-oranges-comparison/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Schwab: Gottliebsen got it wrong on bank executives</title>
		<link>http://www.crikey.com.au/2010/11/12/schwab-gottliebsen-got-it-wrong-on-bank-executives/</link>
		<comments>http://www.crikey.com.au/2010/11/12/schwab-gottliebsen-got-it-wrong-on-bank-executives/#comments</comments>
		<pubDate>Fri, 12 Nov 2010 02:12:54 +0000</pubDate>
		<dc:creator>Adam Schwab</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[big four]]></category>
		<category><![CDATA[business spectator]]></category>
		<category><![CDATA[Cameron Clyne]]></category>
		<category><![CDATA[Gail Kelly]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[Mike Smith]]></category>
		<category><![CDATA[Ralph Norris]]></category>
		<category><![CDATA[Robert Gottliebsen]]></category>
		<category><![CDATA[US housing market]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=185188</guid>
		<description><![CDATA[Perhaps Business Spectator’s legendary columnist Robert Gottliebsen isn’t reading Steve Keen’s columns (or these ones) particularly closely. If he did, he probably wouldn’t be blaming the bankers’ communication skills for their current public relations foibles.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2010/11/12/schwab-gottliebsen-got-it-wrong-on-bank-executives/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Gottliebsen: bankers must leave their bunkers</title>
		<link>http://www.crikey.com.au/2010/11/10/gottliebsen-bankers-must-leave-their-bunkers/</link>
		<comments>http://www.crikey.com.au/2010/11/10/gottliebsen-bankers-must-leave-their-bunkers/#comments</comments>
		<pubDate>Wed, 10 Nov 2010 02:16:00 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[australian banks]]></category>
		<category><![CDATA[Cameron Clyne]]></category>
		<category><![CDATA[Gail Kelly]]></category>
		<category><![CDATA[Mike Smith]]></category>
		<category><![CDATA[Ralph Norris]]></category>
		<category><![CDATA[the big four]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=184571</guid>
		<description><![CDATA[The boards of the four major Australian banks have appointed chief executives with a communication skills gap, writes <b>Robert Gottliebsen</b> from <em> Business Spectator</em>.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2010/11/10/gottliebsen-bankers-must-leave-their-bunkers/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Love, Ralph: Commonwealth Bank CEO comforts besieged employees</title>
		<link>http://www.crikey.com.au/2010/11/05/love-ralph-commonwealth-bank-ceo-comforts-besieged-employees/</link>
		<comments>http://www.crikey.com.au/2010/11/05/love-ralph-commonwealth-bank-ceo-comforts-besieged-employees/#comments</comments>
		<pubDate>Fri, 05 Nov 2010 02:08:03 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Commonwealth Bank]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Ralph Norris]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=183669</guid>
		<description><![CDATA[This morning Crikey received the below internal memo from Commonwealth Bank CEO Ralph Norris sent to Commonwealth employees.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2010/11/05/love-ralph-commonwealth-bank-ceo-comforts-besieged-employees/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Despite Paperlinx shares tumbling, CEO earns big</title>
		<link>http://www.crikey.com.au/2010/10/05/despite-paperlinx-shares-tumbling-ceo-earns-big/</link>
		<comments>http://www.crikey.com.au/2010/10/05/despite-paperlinx-shares-tumbling-ceo-earns-big/#comments</comments>
		<pubDate>Tue, 05 Oct 2010 02:26:00 +0000</pubDate>
		<dc:creator>Adam Schwab</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Players]]></category>
		<category><![CDATA[David Meiklejohn]]></category>
		<category><![CDATA[marius kloppers]]></category>
		<category><![CDATA[Ralph Norris]]></category>
		<category><![CDATA[tom park]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=176281</guid>
		<description><![CDATA[Forget about CPI, if you want to see real inflation, have a read through the remuneration reports of ASX-listed companies.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2010/10/05/despite-paperlinx-shares-tumbling-ceo-earns-big/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Norris&#8217; pay obscenely high but not the worst</title>
		<link>http://www.crikey.com.au/2010/09/20/norris-pay-obscenely-high-but-not-the-worst/</link>
		<comments>http://www.crikey.com.au/2010/09/20/norris-pay-obscenely-high-but-not-the-worst/#comments</comments>
		<pubDate>Mon, 20 Sep 2010 03:25:49 +0000</pubDate>
		<dc:creator>Adam Schwab</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[allan moss]]></category>
		<category><![CDATA[executive pay]]></category>
		<category><![CDATA[geoff dixon]]></category>
		<category><![CDATA[Mark Rowsthorn]]></category>
		<category><![CDATA[Ralph Norris]]></category>
		<category><![CDATA[Rupert Murdoch]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=172899</guid>
		<description><![CDATA[It seems like the widespread criticism of Ralph Norris’ $16 million pay packet for 2010 is perhaps harsh -- in relative terms. ]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2010/09/20/norris-pay-obscenely-high-but-not-the-worst/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Banks rewrite GFC history, ignores RBA lifeline</title>
		<link>http://www.crikey.com.au/2010/09/20/banks-rewrite-gfc-history-ignores-rba-lifeline/</link>
		<comments>http://www.crikey.com.au/2010/09/20/banks-rewrite-gfc-history-ignores-rba-lifeline/#comments</comments>
		<pubDate>Mon, 20 Sep 2010 03:24:46 +0000</pubDate>
		<dc:creator>Glenn Dyer</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Players]]></category>
		<category><![CDATA[cba]]></category>
		<category><![CDATA[Daily Telegraph]]></category>
		<category><![CDATA[Global Financial Crisis]]></category>
		<category><![CDATA[Ralph Norris]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=172869</guid>
		<description><![CDATA[One of the urban myths is that our "strong" banks survived the GFC because of strong regulation.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2010/09/20/banks-rewrite-gfc-history-ignores-rba-lifeline/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Codswallop! Ralph Norris&#8217; CBA pay bonanza</title>
		<link>http://www.crikey.com.au/2009/10/02/codswallop-ralph-norris-cba-pay-bonanza/</link>
		<comments>http://www.crikey.com.au/2009/10/02/codswallop-ralph-norris-cba-pay-bonanza/#comments</comments>
		<pubDate>Fri, 02 Oct 2009 03:00:00 +0000</pubDate>
		<dc:creator>Glenn Dyer</dc:creator>
				<category><![CDATA[Players]]></category>
		<category><![CDATA[Commonwealth Bank]]></category>
		<category><![CDATA[executive remuneration]]></category>
		<category><![CDATA[Ralph Norris]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/2009/10/02/codswallop-ralph-norris-cba-pay-bonanza/</guid>
		<description><![CDATA[Commonwealth Bank shareholders saw a 14% fall in their share-based payments (ie dividends) for the 2009 financial year. So why did CEO Ralph Norris end up with such a tasty slice of the pie?]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2009/10/02/codswallop-ralph-norris-cba-pay-bonanza/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Norris&#8217;s pay cut just a shrewd sales pitch</title>
		<link>http://www.crikey.com.au/2009/04/20/norriss-pay-cut-just-a-shrewd-sales-pitch/</link>
		<comments>http://www.crikey.com.au/2009/04/20/norriss-pay-cut-just-a-shrewd-sales-pitch/#comments</comments>
		<pubDate>Mon, 29 Nov 1999 14:00:00 +0000</pubDate>
		<dc:creator>Adam Schwab</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Links]]></category>
		<category><![CDATA[Commonwealth Bank]]></category>
		<category><![CDATA[David Murray]]></category>
		<category><![CDATA[executive salaries]]></category>
		<category><![CDATA[Ralph Norris]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=52174</guid>
		<description><![CDATA[Commonwealth Bank CEO Ralph Norris is taking a 10% pay cut, but he'll still be earning substantially more than his predecessor. ]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2009/04/20/norriss-pay-cut-just-a-shrewd-sales-pitch/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CBA determined to please its CEO</title>
		<link>http://www.crikey.com.au/2008/12/03/cba-determined-to-please-its-ceo/</link>
		<comments>http://www.crikey.com.au/2008/12/03/cba-determined-to-please-its-ceo/#comments</comments>
		<pubDate>Tue, 02 Dec 2008 14:00:00 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Commonwealth Bank]]></category>
		<category><![CDATA[Ralph Norris]]></category>
		<category><![CDATA[remuneration]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[The Commonwealth Bank has decided to align its internal benchmarks with chief executive Ralph Norris' personal bonus scheme, writes <b>Andrew Crook</b>.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2008/12/03/cba-determined-to-please-its-ceo/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
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