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	<title>Crikey &#187; penalty fees</title>
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		<title>The Big Four banks are guilty of corporate crimes</title>
		<link>http://www.crikey.com.au/2009/07/31/the-big-four-banks-are-guilty-of-corporate-crimes/</link>
		<comments>http://www.crikey.com.au/2009/07/31/the-big-four-banks-are-guilty-of-corporate-crimes/#comments</comments>
		<pubDate>Fri, 31 Jul 2009 03:00:00 +0000</pubDate>
		<dc:creator>Adam Schwab</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[ACCC]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[NAB]]></category>
		<category><![CDATA[penalty fees]]></category>
		<category><![CDATA[the big four]]></category>
		<category><![CDATA[victorian civil and administrative tribunal]]></category>

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		<description><![CDATA[The NAB fee backdown is small consolation to bank customers who have been victim to one of the greatest corporate thefts over the past decade.]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Bank drops penalty fees. Nice start, long way to go.</title>
		<link>http://www.crikey.com.au/2009/07/30/penalty-fees-just-one-sign-of-a-lack-of-bank-competition/</link>
		<comments>http://www.crikey.com.au/2009/07/30/penalty-fees-just-one-sign-of-a-lack-of-bank-competition/#comments</comments>
		<pubDate>Thu, 30 Jul 2009 03:00:00 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[bank competition]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[NAB]]></category>
		<category><![CDATA[penalty fees]]></category>

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		<description><![CDATA[Yesterday NAB announced it would no longer charge consumers penalty fees of $30, writes <b>Gordon Renouf</b>, director of Policy and Campaigns for CHOICE. Now, what about credit card fees?]]></description>
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		<slash:comments>4</slash:comments>
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		<title>How I beat the bank, with a little help from VCAT</title>
		<link>http://www.crikey.com.au/2008/04/23/how-i-beat-the-bank-with-a-little-help-from-vcat/</link>
		<comments>http://www.crikey.com.au/2008/04/23/how-i-beat-the-bank-with-a-little-help-from-vcat/#comments</comments>
		<pubDate>Tue, 22 Apr 2008 14:00:00 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Citigroup]]></category>
		<category><![CDATA[Economy business]]></category>
		<category><![CDATA[penalty fees]]></category>
		<category><![CDATA[vcat]]></category>

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		<description><![CDATA[The Victorian Civil and Administrative Tribunal has held that a $40.00 late payment fee imposed by Citigroup was an illegal penalty and therefore unenforceable, reports <b>Adam Schwab</b>.
]]></description>
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