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	<title>Crikey &#187; mortgages</title>
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	<link>http://www.crikey.com.au</link>
	<description>now with extra source</description>
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		<title>The great mortgage stress myth: we&#8217;re paying off our homes faster</title>
		<link>http://www.crikey.com.au/2011/11/02/the-great-mortgage-stress-myth-were-paying-off-our-homes-faster/</link>
		<comments>http://www.crikey.com.au/2011/11/02/the-great-mortgage-stress-myth-were-paying-off-our-homes-faster/#comments</comments>
		<pubDate>Wed, 02 Nov 2011 01:48:56 +0000</pubDate>
		<dc:creator>Adam Schwab</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[mortgage stress]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[reserve bank of australia]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=256487</guid>
		<description><![CDATA[By the reaction in the media, yesterday's rate cut by the Reserve Bank is the greatest thing since, well, the last rate cut 31 months ago. But the narrative of mortgage stress is a myth -- we're paying off our homes faster.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2011/11/02/the-great-mortgage-stress-myth-were-paying-off-our-homes-faster/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Gittins: Poor little Aussies with their beach house and 3 car garage</title>
		<link>http://www.smh.com.au/opinion/society-and-culture/crying-poor-count-your-rooms-and-houses-and-think-again-20091215-kugy.html</link>
		<comments>http://www.smh.com.au/opinion/society-and-culture/crying-poor-count-your-rooms-and-houses-and-think-again-20091215-kugy.html#comments</comments>
		<pubDate>Tue, 15 Dec 2009 23:33:08 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Links]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[housing affordability]]></category>
		<category><![CDATA[immigration]]></category>
		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=106188</guid>
		<description><![CDATA[We're spending all our money on building new huge houses or doing fancy renovations. So quit whinging about your mortgage and the government raising interest rates and go count the bathrooms in your holiday house, says <b>Ross Gittins</b>.]]></description>
		<wfw:commentRss>http://www.smh.com.au/opinion/society-and-culture/crying-poor-count-your-rooms-and-houses-and-think-again-20091215-kugy.html/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The difference between home loans and banana smoothies</title>
		<link>http://www.crikey.com.au/2009/12/09/crikey-clarifier-the-difference-between-home-loans-and-banana-smoothies/</link>
		<comments>http://www.crikey.com.au/2009/12/09/crikey-clarifier-the-difference-between-home-loans-and-banana-smoothies/#comments</comments>
		<pubDate>Wed, 09 Dec 2009 02:33:00 +0000</pubDate>
		<dc:creator>Adam Schwab</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Companies]]></category>
		<category><![CDATA[Crikey Clarifier]]></category>
		<category><![CDATA[banana]]></category>
		<category><![CDATA[Gail Kelly]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Westpac]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=104383</guid>
		<description><![CDATA[So according to Westpac, mortgages and banana smoothies are very similar. But the money that banks needed to buy started to cost them a lot more, just like bananas for smoothies. You still following?]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2009/12/09/crikey-clarifier-the-difference-between-home-loans-and-banana-smoothies/feed/</wfw:commentRss>
		<slash:comments>22</slash:comments>
		</item>
		<item>
		<title>Forget mortgage holders, every rate rise hurts business</title>
		<link>http://www.crikey.com.au/2009/11/04/forget-mortgage-holders-every-rate-rise-hurts-business/</link>
		<comments>http://www.crikey.com.au/2009/11/04/forget-mortgage-holders-every-rate-rise-hurts-business/#comments</comments>
		<pubDate>Wed, 04 Nov 2009 02:00:00 +0000</pubDate>
		<dc:creator>Bernard Keane</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[big four]]></category>
		<category><![CDATA[interest rate rise]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[mortgage holders]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[reserve bank of australia]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/2009/11/04/forget-mortgage-holders-every-rate-rise-hurts-business/</guid>
		<description><![CDATA[Why is the media so fixated on mortgage holders? More concerning is how much power the Big Four banks now hold over the economy, and how SMEs are struggling to get finance. ]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2009/11/04/forget-mortgage-holders-every-rate-rise-hurts-business/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Goldman Sachs secretly banked on the US housing crash</title>
		<link>http://www.mcclatchydc.com/227/story/77791.html</link>
		<comments>http://www.mcclatchydc.com/227/story/77791.html#comments</comments>
		<pubDate>Sun, 01 Nov 2009 20:54:53 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Links]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[Global Financial Crisis]]></category>
		<category><![CDATA[Goldman Sachs]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[revealed]]></category>
		<category><![CDATA[sub prime mortgages]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=96502</guid>
		<description><![CDATA[How did Goldman Sachs emerge from the financial crisis in such good shape? By simultaneously selling more than $40 billion in mortgage-backed securities, while secretly betting that the US housing market would crash.]]></description>
		<wfw:commentRss>http://www.mcclatchydc.com/227/story/77791.html/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>No more nights out for British mortgage owners</title>
		<link>http://www.crikey.com.au/2009/10/20/no-more-nights-out-for-british-mortgage-owners/</link>
		<comments>http://www.crikey.com.au/2009/10/20/no-more-nights-out-for-british-mortgage-owners/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 02:00:00 +0000</pubDate>
		<dc:creator>Glenn Dyer</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[FSA]]></category>
		<category><![CDATA[home lending]]></category>
		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/2009/10/20/no-more-nights-out-for-british-mortgage-owners/</guid>
		<description><![CDATA[Fancying a smoke, a drink or three, or a night at the cinema could all rule you out of getting a mortgage under tough new proposed rules in Britain from the country's financial regulator, the FSA.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2009/10/20/no-more-nights-out-for-british-mortgage-owners/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>WSJ weighs in with &quot;Aussie Mac&quot; in the making</title>
		<link>http://www.crikey.com.au/2009/10/16/wsj-weighs-in-with-aussie-mac-in-the-making/</link>
		<comments>http://www.crikey.com.au/2009/10/16/wsj-weighs-in-with-aussie-mac-in-the-making/#comments</comments>
		<pubDate>Fri, 16 Oct 2009 02:00:00 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[fannie mae and freddie mac]]></category>
		<category><![CDATA[Global Financial Crisis]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[rmbs]]></category>
		<category><![CDATA[Wall Street Journal]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/2009/10/16/wsj-weighs-in-with-aussie-mac-in-the-making/</guid>
		<description><![CDATA[The <i>Wall Street Journal</i> has thrown its weight behind an Aussie Mac in the making, writes <b>Joshua Gans</b>. Should Australia review its financial regulations in light of future GFCs?]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2009/10/16/wsj-weighs-in-with-aussie-mac-in-the-making/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What the GFC failed to teach Wayne Swan</title>
		<link>http://online.wsj.com/article/SB10001424052748704107204574474194109137568.html</link>
		<comments>http://online.wsj.com/article/SB10001424052748704107204574474194109137568.html#comments</comments>
		<pubDate>Thu, 15 Oct 2009 23:05:48 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Links]]></category>
		<category><![CDATA[economic stimulus package]]></category>
		<category><![CDATA[Global Financial Crisis]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[rmbs]]></category>
		<category><![CDATA[Wayne Swan]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=93320</guid>
		<description><![CDATA[When Washington meddled in the mortgage market, the end result was the Global Financial Crisis. So why is the Rudd government continuing to invest in housing finance -- and putting taxpayers at risk?]]></description>
		<wfw:commentRss>http://online.wsj.com/article/SB10001424052748704107204574474194109137568.html/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A super way to open up the mortgage sector</title>
		<link>http://www.crikey.com.au/2009/09/15/financial-crisis-the-danger-has-gone-lets-get-down-to-business/</link>
		<comments>http://www.crikey.com.au/2009/09/15/financial-crisis-the-danger-has-gone-lets-get-down-to-business/#comments</comments>
		<pubDate>Tue, 15 Sep 2009 02:45:00 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Commonwealth Bank]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[superannuation industry]]></category>
		<category><![CDATA[Westpac]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/2009/09/15/financial-crisis-the-danger-has-gone-lets-get-down-to-business/</guid>
		<description><![CDATA[Commonwealth Bank and Westpac and their subsidiaries now control over 85% of all new mortgages. <b>Adam Barker</b> suggests a way to break the banks' stranglehold.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2009/09/15/financial-crisis-the-danger-has-gone-lets-get-down-to-business/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why home loan rates will increase</title>
		<link>http://business.smh.com.au/business/for-home-loan-rates-the-only-way-is-up-20090614-c7cb.html</link>
		<comments>http://business.smh.com.au/business/for-home-loan-rates-the-only-way-is-up-20090614-c7cb.html#comments</comments>
		<pubDate>Sun, 14 Jun 2009 23:11:54 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Links]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[RBA]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=66510</guid>
		<description><![CDATA[Lenders are finding it difficult to maintain the current low prices despite the inflow of deposits that helps them to fund mortgages, says <strong>Danny John</strong>. It's why CommBank lifted its home loan rates -- and others will follow.]]></description>
		<wfw:commentRss>http://business.smh.com.au/business/for-home-loan-rates-the-only-way-is-up-20090614-c7cb.html/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Doom and gloom: More bad news from US and UK</title>
		<link>http://www.crikey.com.au/2008/04/03/doom-and-gloom-more-bad-news-from-us-and-uk/</link>
		<comments>http://www.crikey.com.au/2008/04/03/doom-and-gloom-more-bad-news-from-us-and-uk/#comments</comments>
		<pubDate>Wed, 02 Apr 2008 14:00:00 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Ben Bernanke]]></category>
		<category><![CDATA[Economy business]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[US economy]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[The flow of niggling economic news show no sign of slowing despite the bright start to the second quarter on US markets, writes <b>Glenn Dyer</b>.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2008/04/03/doom-and-gloom-more-bad-news-from-us-and-uk/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Four Corners didn&#8217;t pursue the full debt story</title>
		<link>http://www.crikey.com.au/2008/04/01/four-corners-didnt-pursue-the-full-debt-story/</link>
		<comments>http://www.crikey.com.au/2008/04/01/four-corners-didnt-pursue-the-full-debt-story/#comments</comments>
		<pubDate>Mon, 31 Mar 2008 14:00:00 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Media]]></category>
		<category><![CDATA[Media-Arts-and-Sports]]></category>
		<category><![CDATA[ABC]]></category>
		<category><![CDATA[Four Corners]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[personal debt]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[Last night <i>Four Corners</i> had a story called Debtland which looked at the rise in personal debt in this country. There are a number of points missed that could have added to the story which attracted 1.009 million viewers, writes <b>Glenn Dyer</b>. ]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2008/04/01/four-corners-didnt-pursue-the-full-debt-story/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>PM&#8217;s startling economic promise: lower wages</title>
		<link>http://www.crikey.com.au/2007/11/06/pms-startling-economic-promise-lower-wages/</link>
		<comments>http://www.crikey.com.au/2007/11/06/pms-startling-economic-promise-lower-wages/#comments</comments>
		<pubDate>Mon, 05 Nov 2007 14:00:00 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[australians]]></category>
		<category><![CDATA[conservative idea]]></category>
		<category><![CDATA[Election 2007]]></category>
		<category><![CDATA[interest rate rise]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[wages]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[In case you’ve missed it, John Howard wants you to vote for him because he promises wages will be lower under a coalition government than under Labor, writes Michael Pascoe.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2007/11/06/pms-startling-economic-promise-lower-wages/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How many problem home loans are there in Australia?</title>
		<link>http://www.crikey.com.au/2007/09/26/how-many-problem-home-loans-are-there-in-australia/</link>
		<comments>http://www.crikey.com.au/2007/09/26/how-many-problem-home-loans-are-there-in-australia/#comments</comments>
		<pubDate>Tue, 25 Sep 2007 14:00:00 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[arrears]]></category>
		<category><![CDATA[Australia]]></category>
		<category><![CDATA[housing loans]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Sydney Morning Herald]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[There is a view that there is some sort of problem with repossessions and foreclosures of homes in Sydney and by extrapolation, the rest of Australia. There isn't, writes Glenn Dyer.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2007/09/26/how-many-problem-home-loans-are-there-in-australia/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
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