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	<title>Crikey &#187; housing loans</title>
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	<link>http://www.crikey.com.au</link>
	<description>now with extra source</description>
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		<item>
		<title>Housing shortage or a glut &#8212; just who do you believe?</title>
		<link>http://www.crikey.com.au/2012/01/09/2012-real-estate-housing-shortage/</link>
		<comments>http://www.crikey.com.au/2012/01/09/2012-real-estate-housing-shortage/#comments</comments>
		<pubDate>Mon, 09 Jan 2012 02:02:11 +0000</pubDate>
		<dc:creator>Adam Schwab</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[house prices]]></category>
		<category><![CDATA[housing loans]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[housing shortage]]></category>
		<category><![CDATA[housing supply]]></category>
		<category><![CDATA[real estate prices]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=267428</guid>
		<description><![CDATA[The question of whether Australia is suffering a housing shortage continues to be hotly disputed.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2012/01/09/2012-real-estate-housing-shortage/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Millions of taxpayers&#8217; dollars propping up non-bank mortgages</title>
		<link>http://www.crikey.com.au/2011/11/07/millions-of-taxpayers-dollars-propping-up-non-bank-mortgages/</link>
		<comments>http://www.crikey.com.au/2011/11/07/millions-of-taxpayers-dollars-propping-up-non-bank-mortgages/#comments</comments>
		<pubDate>Mon, 07 Nov 2011 02:00:07 +0000</pubDate>
		<dc:creator>Adam Schwab</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[United States]]></category>
		<category><![CDATA[AOFM]]></category>
		<category><![CDATA[housing bubble]]></category>
		<category><![CDATA[housing loans]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[US housing market]]></category>
		<category><![CDATA[Wayne Swan]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=257080</guid>
		<description><![CDATA[The Australian Office of Financial Management, under the auspices of the world’s greatest Treasurer, Wayne Swan, has been spending billions of dollars of taxpayer money propping up the non-bank mortgage sector.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2011/11/07/millions-of-taxpayers-dollars-propping-up-non-bank-mortgages/feed/</wfw:commentRss>
		<slash:comments>16</slash:comments>
		</item>
		<item>
		<title>Property collapse: at last we&#8217;re catching on &#8230;</title>
		<link>http://www.crikey.com.au/2011/10/12/property-collapse-at-last-were-catching-on/</link>
		<comments>http://www.crikey.com.au/2011/10/12/property-collapse-at-last-were-catching-on/#comments</comments>
		<pubDate>Wed, 12 Oct 2011 02:04:14 +0000</pubDate>
		<dc:creator>Adam Schwab</dc:creator>
				<category><![CDATA[Australia]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[housing loans]]></category>
		<category><![CDATA[property bubble]]></category>
		<category><![CDATA[residential property]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=252261</guid>
		<description><![CDATA[About three years after <em>Crikey</em> started warning readers about an impending residential property collapse, it appears the mainstream media have finally caught on.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2011/10/12/property-collapse-at-last-were-catching-on/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Housing prices &#8230; don&#8217;t expect a soft landing</title>
		<link>http://www.crikey.com.au/2011/09/19/housing-prices-dont-expect-a-soft-landing/</link>
		<comments>http://www.crikey.com.au/2011/09/19/housing-prices-dont-expect-a-soft-landing/#comments</comments>
		<pubDate>Mon, 19 Sep 2011 03:11:40 +0000</pubDate>
		<dc:creator>Adam Schwab</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[big four banks]]></category>
		<category><![CDATA[housing loans]]></category>
		<category><![CDATA[housing prices]]></category>
		<category><![CDATA[renting]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=247606</guid>
		<description><![CDATA[Australian property peaked around May last year, since then prices have gradually fallen across the country. And if overseas experiences are any guide, we shouldn’t be expecting a soft landing.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2011/09/19/housing-prices-dont-expect-a-soft-landing/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>Rate rise: savers and borrowers have their fingers crossed</title>
		<link>http://www.crikey.com.au/2011/08/02/rate-rise-savers-and-borrowers-have-their-fingers-crossed/</link>
		<comments>http://www.crikey.com.au/2011/08/02/rate-rise-savers-and-borrowers-have-their-fingers-crossed/#comments</comments>
		<pubDate>Tue, 02 Aug 2011 03:03:44 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[housing loans]]></category>
		<category><![CDATA[mortgage interest rates]]></category>
		<category><![CDATA[rental yields]]></category>
		<category><![CDATA[reserve bank of australia]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=238894</guid>
		<description><![CDATA[At 2.30pm today we discover whether the headline variable mortgage rate in Australia advances from 7.8% to 8.05%, writes <b>Christopher Joye</b>. ]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2011/08/02/rate-rise-savers-and-borrowers-have-their-fingers-crossed/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Australia’s affluenza built on a house of sand</title>
		<link>http://www.crikey.com.au/2011/01/13/australia%e2%80%99s-affluenza-built-on-a-house-of-sand/</link>
		<comments>http://www.crikey.com.au/2011/01/13/australia%e2%80%99s-affluenza-built-on-a-house-of-sand/#comments</comments>
		<pubDate>Thu, 13 Jan 2011 02:06:25 +0000</pubDate>
		<dc:creator>Adam Schwab</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[australia economy]]></category>
		<category><![CDATA[BHP]]></category>
		<category><![CDATA[china economy]]></category>
		<category><![CDATA[housing loans]]></category>
		<category><![CDATA[PIIGS]]></category>
		<category><![CDATA[Rio Tinto]]></category>
		<category><![CDATA[xstrata]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=196495</guid>
		<description><![CDATA[Australia’s economic miracle and recent bout of affluenza is built on a house of sand. Local debt and what appears to be an unsustainable boom in its biggest customer.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2011/01/13/australia%e2%80%99s-affluenza-built-on-a-house-of-sand/feed/</wfw:commentRss>
		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>Just how overvalued is our housing sector?</title>
		<link>http://www.crikey.com.au/2010/09/09/just-how-overvalued-is-our-housing-sector/</link>
		<comments>http://www.crikey.com.au/2010/09/09/just-how-overvalued-is-our-housing-sector/#comments</comments>
		<pubDate>Thu, 09 Sep 2010 03:28:04 +0000</pubDate>
		<dc:creator>Adam Schwab</dc:creator>
				<category><![CDATA[Markets]]></category>
		<category><![CDATA[housing finance figures]]></category>
		<category><![CDATA[housing loans]]></category>
		<category><![CDATA[NAB]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=170655</guid>
		<description><![CDATA[In a perverse way, sometimes trying to avoid risk can actually lead to far greater loss. ]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2010/09/09/just-how-overvalued-is-our-housing-sector/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>RBA puts $1.1billion into mortgage securities. What&#8217;s up?</title>
		<link>http://www.crikey.com.au/2008/04/21/rba-puts-11billion-into-mortgage-securities-whats-up/</link>
		<comments>http://www.crikey.com.au/2008/04/21/rba-puts-11billion-into-mortgage-securities-whats-up/#comments</comments>
		<pubDate>Sun, 20 Apr 2008 14:00:00 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[credit crunch]]></category>
		<category><![CDATA[Economy business]]></category>
		<category><![CDATA[housing loans]]></category>
		<category><![CDATA[RBA]]></category>
		<category><![CDATA[securities]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[It seems the central bank is trying to kick start the home loan market, writes <b>Glenn Dyer</b>.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2008/04/21/rba-puts-11billion-into-mortgage-securities-whats-up/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Vintage First Dog &#8211; The Fairy Peanut!</title>
		<link>http://www.crikey.com.au/2008/04/17/first-dog-on-the-moon-95/</link>
		<comments>http://www.crikey.com.au/2008/04/17/first-dog-on-the-moon-95/#comments</comments>
		<pubDate>Wed, 16 Apr 2008 14:00:00 +0000</pubDate>
		<dc:creator>Firstdog</dc:creator>
				<category><![CDATA[First Dog on the Moon]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[credit crunch]]></category>
		<category><![CDATA[Economy business]]></category>
		<category><![CDATA[fairy penguin]]></category>
		<category><![CDATA[housing loans]]></category>
		<category><![CDATA[peanut butter]]></category>
		<category><![CDATA[penguin]]></category>
		<category><![CDATA[RBA]]></category>
		<category><![CDATA[securities]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/2008/04/17/first-dog-on-the-moon-95/</guid>
		<description><![CDATA[Vintage First Dog...]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2008/04/17/first-dog-on-the-moon-95/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Why a rate rise will only take house prices higher</title>
		<link>http://www.crikey.com.au/2008/02/05/why-a-rate-rise-will-only-take-house-prices-higher/</link>
		<comments>http://www.crikey.com.au/2008/02/05/why-a-rate-rise-will-only-take-house-prices-higher/#comments</comments>
		<pubDate>Mon, 04 Feb 2008 14:00:00 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[australian bureau of statistics]]></category>
		<category><![CDATA[bank lenders]]></category>
		<category><![CDATA[credit crunch]]></category>
		<category><![CDATA[housing loans]]></category>
		<category><![CDATA[interest rate rises]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[Interest rate rises are supposed to slow the economy ... how then do we explain the surge in house prices in 2007, asks <b> Glen Dyer</b>?]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2008/02/05/why-a-rate-rise-will-only-take-house-prices-higher/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Centro crash: Is this part of the tsunami that Cossie predicted?</title>
		<link>http://www.crikey.com.au/2007/12/18/centro-crash-is-this-part-of-the-tsunami-that-cossie-predicted/</link>
		<comments>http://www.crikey.com.au/2007/12/18/centro-crash-is-this-part-of-the-tsunami-that-cossie-predicted/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 14:00:00 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Alan Greenspan]]></category>
		<category><![CDATA[current account deficit]]></category>
		<category><![CDATA[fed funds rate]]></category>
		<category><![CDATA[housing loans]]></category>
		<category><![CDATA[subprime loans]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[What we've learned recently is that, yes, it might be wise to have a few sandbags at the ready, Michael Knox, Chief Economist and Director of Strategy at ABN AMRO Morgans, told Crikey:]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2007/12/18/centro-crash-is-this-part-of-the-tsunami-that-cossie-predicted/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How many problem home loans are there in Australia?</title>
		<link>http://www.crikey.com.au/2007/09/26/how-many-problem-home-loans-are-there-in-australia/</link>
		<comments>http://www.crikey.com.au/2007/09/26/how-many-problem-home-loans-are-there-in-australia/#comments</comments>
		<pubDate>Tue, 25 Sep 2007 14:00:00 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[arrears]]></category>
		<category><![CDATA[Australia]]></category>
		<category><![CDATA[housing loans]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Sydney Morning Herald]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[There is a view that there is some sort of problem with repossessions and foreclosures of homes in Sydney and by extrapolation, the rest of Australia. There isn't, writes Glenn Dyer.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2007/09/26/how-many-problem-home-loans-are-there-in-australia/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>The housing crisis: look closer at big banks&#8217; lending</title>
		<link>http://www.crikey.com.au/2007/07/11/the-housing-crisis-look-closer-at-big-banks-lending/</link>
		<comments>http://www.crikey.com.au/2007/07/11/the-housing-crisis-look-closer-at-big-banks-lending/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 14:00:00 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[assets]]></category>
		<category><![CDATA[housing loans]]></category>
		<category><![CDATA[loans secured]]></category>
		<category><![CDATA[low doc loans]]></category>
		<category><![CDATA[residential mortgages]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[One of the rarely mentioned factors when housing affordability is being discussed, is that loans secured by residential mortgages are more attractive to banks than other types of lending because of the regulator's prudential rules on the capital adequacy of banks, writes Bill Moyle.
]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2007/07/11/the-housing-crisis-look-closer-at-big-banks-lending/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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