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	<title>Crikey &#187; banks</title>
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	<link>http://www.crikey.com.au</link>
	<description>now with extra source</description>
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		<title>Rates cut expected: will banks pass it on?</title>
		<link>http://www.crikey.com.au/2012/02/07/rates-cut-expected-will-banks-pass-it-on/</link>
		<comments>http://www.crikey.com.au/2012/02/07/rates-cut-expected-will-banks-pass-it-on/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 22:18:21 +0000</pubDate>
		<dc:creator>Amber Jamieson</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[big four banks]]></category>
		<category><![CDATA[reserve bank of australia]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=272907</guid>
		<description><![CDATA[<b>Crikey media wrap</b>: The Reserve Bank of Australia is expected to cut the cash rate by 0.25% to 4% today, putting pressure on banks to pass those savings onto its customers.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2012/02/07/rates-cut-expected-will-banks-pass-it-on/feed/</wfw:commentRss>
		<slash:comments>21</slash:comments>
		</item>
		<item>
		<title>Kohler: lights out on an Aussie jobs bonanza</title>
		<link>http://www.crikey.com.au/2012/01/18/kohler-lights-out-on-an-aussie-jobs-bonanza/</link>
		<comments>http://www.crikey.com.au/2012/01/18/kohler-lights-out-on-an-aussie-jobs-bonanza/#comments</comments>
		<pubDate>Wed, 18 Jan 2012 02:05:11 +0000</pubDate>
		<dc:creator>Alan Kohler</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[commercial property]]></category>
		<category><![CDATA[jonathan mott]]></category>
		<category><![CDATA[retail sales figures]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=269534</guid>
		<description><![CDATA[It’s hard to avoid concluding that employment and commercial property returns in Australia are going to come under a lot of pressure this year and beyond.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2012/01/18/kohler-lights-out-on-an-aussie-jobs-bonanza/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Joye: why lower risks mean lower bank returns</title>
		<link>http://www.crikey.com.au/2012/01/10/joye-why-lower-risks-mean-lower-bank-returns/</link>
		<comments>http://www.crikey.com.au/2012/01/10/joye-why-lower-risks-mean-lower-bank-returns/#comments</comments>
		<pubDate>Tue, 10 Jan 2012 01:58:49 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Players]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[big four banks]]></category>
		<category><![CDATA[Commonwealth Bank]]></category>
		<category><![CDATA[credit markets]]></category>
		<category><![CDATA[home loan market]]></category>
		<category><![CDATA[Ralph Norris]]></category>
		<category><![CDATA[reserve bank of australia]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=267732</guid>
		<description><![CDATA[Despite much public interest in, and debate around, the major banks' purported "gouging" and taxpayer-guaranteed status, some very fundamental questions remain unanswered, says <b>Christopher Joye</b> on <a href="http://www.propertyobserver.com.au"><em>Property Observer</em></a>.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2012/01/10/joye-why-lower-risks-mean-lower-bank-returns/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>The Banks who stole Christmas podcast</title>
		<link>http://www.crikey.com.au/2011/12/08/the-banks-who-stole-christmas-podcast/</link>
		<comments>http://www.crikey.com.au/2011/12/08/the-banks-who-stole-christmas-podcast/#comments</comments>
		<pubDate>Thu, 08 Dec 2011 04:36:47 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Canberra Calling]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[europe economy]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[podcast]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=264243</guid>
		<description><![CDATA[<em>Crikey</em> discusses the sickly European economy and how the banks have copped a hiding in the media this week for failing to pass on the Reserve Bank's rate cut. ]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2011/12/08/the-banks-who-stole-christmas-podcast/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://media.crikey.com.au/wp-content/uploads/2011/12/Canberra-Calling-8-December-2011.mp3" length="11154303" type="audio/mpeg" />
		</item>
		<item>
		<title>Interest rate rituals and Christmas pantomimes</title>
		<link>http://www.crikey.com.au/2011/12/08/interest-rate-rituals-and-christmas-pantomimes/</link>
		<comments>http://www.crikey.com.au/2011/12/08/interest-rate-rituals-and-christmas-pantomimes/#comments</comments>
		<pubDate>Thu, 08 Dec 2011 02:03:23 +0000</pubDate>
		<dc:creator>Bernard Keane</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[financial regulation]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[reserve bank]]></category>
		<category><![CDATA[Wayne Swan]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=264074</guid>
		<description><![CDATA[Here we go again. A year on, we're having the same debate about banking regulation.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2011/12/08/interest-rate-rituals-and-christmas-pantomimes/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Solid growth without jobs</title>
		<link>http://www.crikey.com.au/2011/12/08/solid-growth-without-jobs/</link>
		<comments>http://www.crikey.com.au/2011/12/08/solid-growth-without-jobs/#comments</comments>
		<pubDate>Thu, 08 Dec 2011 02:03:10 +0000</pubDate>
		<dc:creator>Richard Farmer</dc:creator>
				<category><![CDATA[Political snippets]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[ron paul]]></category>
		<category><![CDATA[unemployment]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=264012</guid>
		<description><![CDATA[Yesterday's gross domestic product figures show there is no problem in Australia at the moment about economic growth.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2011/12/08/solid-growth-without-jobs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Media&#8217;s bank-bashing ritual? Bah, humbug</title>
		<link>http://www.crikey.com.au/2011/12/08/crikey-says-the-medias-bank-bashing-ritual-bah-humbug/</link>
		<comments>http://www.crikey.com.au/2011/12/08/crikey-says-the-medias-bank-bashing-ritual-bah-humbug/#comments</comments>
		<pubDate>Thu, 08 Dec 2011 02:03:05 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Crikey Says]]></category>
		<category><![CDATA[Media]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[big four]]></category>
		<category><![CDATA[Glenn Stevens]]></category>
		<category><![CDATA[RBA]]></category>
		<category><![CDATA[reserve bank of australia]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=264009</guid>
		<description><![CDATA[Whatever would we do without a round of bank bashing stories this time of year, when all other news content is reduced to How to Baste Your Turkey and Top Ten Top Tens of 2011...]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2011/12/08/crikey-says-the-medias-bank-bashing-ritual-bah-humbug/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Gottliebsen: downgrade a wake-up call for our banks</title>
		<link>http://www.crikey.com.au/2011/12/05/gottliebsen-downgrade-a-wake-up-call-for-our-banks/</link>
		<comments>http://www.crikey.com.au/2011/12/05/gottliebsen-downgrade-a-wake-up-call-for-our-banks/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 01:51:28 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[australian banks]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[big four banks]]></category>
		<category><![CDATA[credit crisis]]></category>
		<category><![CDATA[Standard & Poor's]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=263326</guid>
		<description><![CDATA[Standard &#38; Poor’s ratings downgrade is delivering to Australian banks a much needed wake-up call which bank CEOs will ignore at their peril, writes <b>Robert Gottliebsen</b> of <a href="http://www.businessspectator.com.au" target="_blank"><em>Business Spectator</em></a>.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2011/12/05/gottliebsen-downgrade-a-wake-up-call-for-our-banks/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bank deposit guarantee puts the squeeze on loaners</title>
		<link>http://www.crikey.com.au/2011/06/15/bank-deposit-guarantee-puts-the-squeeze-on-loaners/</link>
		<comments>http://www.crikey.com.au/2011/06/15/bank-deposit-guarantee-puts-the-squeeze-on-loaners/#comments</comments>
		<pubDate>Wed, 15 Jun 2011 03:02:45 +0000</pubDate>
		<dc:creator>Adam Schwab</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Commonwealth Bank]]></category>
		<category><![CDATA[credit unions]]></category>
		<category><![CDATA[Credit Unions Australia]]></category>
		<category><![CDATA[rmbs]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=229326</guid>
		<description><![CDATA[Another emergency GFC policy -- the federal government’s decision to "guarantee" bank deposits of up to $1 million -- is expected to be lowered in the next few months. Its reduction to between $100,000 and $250,000 could place small and medium size lenders in a difficult position.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2011/06/15/bank-deposit-guarantee-puts-the-squeeze-on-loaners/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Our fiscal props: financial services and mining</title>
		<link>http://www.crikey.com.au/2011/04/27/our-fiscal-props-financial-services-and-mining/</link>
		<comments>http://www.crikey.com.au/2011/04/27/our-fiscal-props-financial-services-and-mining/#comments</comments>
		<pubDate>Wed, 27 Apr 2011 02:57:10 +0000</pubDate>
		<dc:creator>Bernard Keane</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Australian economy]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[GDP]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[manufacturing]]></category>
		<category><![CDATA[mining]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=219493</guid>
		<description><![CDATA[Quick - what's the biggest sector of the Australian economy? The answer reveals a lot about what's happened since 2001, and what will happen in the next recession.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2011/04/27/our-fiscal-props-financial-services-and-mining/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Aussie banks ignore the basics</title>
		<link>http://www.crikey.com.au/2011/03/10/aussie-banks-ignore-the-basics/</link>
		<comments>http://www.crikey.com.au/2011/03/10/aussie-banks-ignore-the-basics/#comments</comments>
		<pubDate>Thu, 10 Mar 2011 02:22:53 +0000</pubDate>
		<dc:creator>Adam Schwab</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Cameron Clyne]]></category>
		<category><![CDATA[Commonwealth Bank]]></category>
		<category><![CDATA[NAB]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=209484</guid>
		<description><![CDATA[NAB CEO, Cameron Clyne, is in somewhat of a tough spot. On one hand, he is charged with increasing the bank's profits, inevitably by lending more money. However, to lend more money, banks need to have money to lend -- and money is getting more expensive.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2011/03/10/aussie-banks-ignore-the-basics/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>The banking point of low return</title>
		<link>http://www.crikey.com.au/2011/03/02/the-banking-point-of-low-return/</link>
		<comments>http://www.crikey.com.au/2011/03/02/the-banking-point-of-low-return/#comments</comments>
		<pubDate>Wed, 02 Mar 2011 01:57:53 +0000</pubDate>
		<dc:creator>Stephen Bartholomeusz</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[hsbc holdings]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=207230</guid>
		<description><![CDATA[Overnight one of the world’s largest banks, HSBC Holdings, announced a massive rebound in its profitability. It also announce that it was significantly reducing its target rate for future returns.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2011/03/02/the-banking-point-of-low-return/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Labor needs to act to avoid a hiding</title>
		<link>http://www.crikey.com.au/2011/03/01/labor-needs-to-act-to-avoid-a-hiding/</link>
		<comments>http://www.crikey.com.au/2011/03/01/labor-needs-to-act-to-avoid-a-hiding/#comments</comments>
		<pubDate>Tue, 01 Mar 2011 01:58:46 +0000</pubDate>
		<dc:creator>Richard Farmer</dc:creator>
				<category><![CDATA[Political snippets]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[bill gates]]></category>
		<category><![CDATA[carbon tax]]></category>
		<category><![CDATA[china economy]]></category>
		<category><![CDATA[India economy]]></category>
		<category><![CDATA[melting glaciers]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=206838</guid>
		<description><![CDATA[Labor is in for a real public opinion hiding if the global warming debate continues to be about nothing more than who is going to pay how much more for what. ]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2011/03/01/labor-needs-to-act-to-avoid-a-hiding/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Labor exposed and under fire on mining tax</title>
		<link>http://www.crikey.com.au/2011/02/18/labor-exposed-and-under-fire-on-the-mining-tax-right-where-it-wants-to-be/</link>
		<comments>http://www.crikey.com.au/2011/02/18/labor-exposed-and-under-fire-on-the-mining-tax-right-where-it-wants-to-be/#comments</comments>
		<pubDate>Fri, 18 Feb 2011 02:04:44 +0000</pubDate>
		<dc:creator>Bernard Keane</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Julia Gillard]]></category>
		<category><![CDATA[Kevin Rudd]]></category>
		<category><![CDATA[marius kloppers]]></category>
		<category><![CDATA[mining tax]]></category>
		<category><![CDATA[MRRT]]></category>
		<category><![CDATA[RSPT]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=204659</guid>
		<description><![CDATA[The steady drip of mining profit announcements will expose Labor's half-baked position on a mining tax. And it has nobody to blame but itself.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2011/02/18/labor-exposed-and-under-fire-on-the-mining-tax-right-where-it-wants-to-be/feed/</wfw:commentRss>
		<slash:comments>211</slash:comments>
		</item>
		<item>
		<title>Irish Labour eyes a national investment bank</title>
		<link>http://www.crikey.com.au/2011/02/08/irish-labour-eyes-a-national-investment-bank/</link>
		<comments>http://www.crikey.com.au/2011/02/08/irish-labour-eyes-a-national-investment-bank/#comments</comments>
		<pubDate>Tue, 08 Feb 2011 01:34:36 +0000</pubDate>
		<dc:creator>Glenn Dyer</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Europe]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Ireland]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=201889</guid>
		<description><![CDATA[Ireland is only the second country after smaller Iceland to have been bankrupted by its banks and bankers, with considerable assistance from weak politicians and corrupt businessmen.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2011/02/08/irish-labour-eyes-a-national-investment-bank/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The bank debate pollies keep avoiding</title>
		<link>http://blogs.crikey.com.au/thestump/2011/01/23/a-debate-about-banks-that-australian-politicians-are-avoiding/</link>
		<comments>http://blogs.crikey.com.au/thestump/2011/01/23/a-debate-about-banks-that-australian-politicians-are-avoiding/#comments</comments>
		<pubDate>Sun, 23 Jan 2011 21:36:11 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Links]]></category>
		<category><![CDATA[bank of england]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[UK banks]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=198576</guid>
		<description><![CDATA[There has been little real debate yet in Australia about the changes that may be necessary to ensure that our banks do not fall victim in the future to creating the kind of financial crisis that involved costly bail-outs in other part of the world, writes <b>Richard Farmer</b>.]]></description>
		<wfw:commentRss>http://blogs.crikey.com.au/thestump/2011/01/23/a-debate-about-banks-that-australian-politicians-are-avoiding/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>An idea for Wayne and Joe from Germany</title>
		<link>http://blogs.crikey.com.au/thestump/2010/12/28/an-idea-for-wayne-and-joe-from-germany/</link>
		<comments>http://blogs.crikey.com.au/thestump/2010/12/28/an-idea-for-wayne-and-joe-from-germany/#comments</comments>
		<pubDate>Wed, 29 Dec 2010 00:28:17 +0000</pubDate>
		<dc:creator>Richard Farmer</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[Links]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Germany economy]]></category>
		<category><![CDATA[superannuation]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=195086</guid>
		<description><![CDATA[Treasurer Wayne Swan and would-be Treasurer Joe Hockey have been mouthing platitudes for months now about how to stop banks taking advantage of borrowers, but what about superannuation investors? Time to look to Germany, suggests <b>Richard Farmer</b>.]]></description>
		<wfw:commentRss>http://blogs.crikey.com.au/thestump/2010/12/28/an-idea-for-wayne-and-joe-from-germany/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Symond hot under the collar on banking reform</title>
		<link>http://housesandholes.blogspot.com/2010/12/not-happy-john.html</link>
		<comments>http://housesandholes.blogspot.com/2010/12/not-happy-john.html#comments</comments>
		<pubDate>Tue, 14 Dec 2010 23:45:02 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Companies]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Links]]></category>
		<category><![CDATA[aussie home loans]]></category>
		<category><![CDATA[bank reforms]]></category>
		<category><![CDATA[banking reform]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[John Symond]]></category>
		<category><![CDATA[Wayne Swan banking reform]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=193038</guid>
		<description><![CDATA[At a Senate Inquiry into banking regulation, Aussie Home Loans front man John Symond lambasted the Treasurer for failing to consult with non-banks. Symond's is right that Swan's treatment of the sector contains a dark irony, but not exactly for the reasons he espouses, writes <b>David Llewellyn-Smith</b>.  
]]></description>
		<wfw:commentRss>http://housesandholes.blogspot.com/2010/12/not-happy-john.html/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Banking reform isn&#8217;t just about empowering consumers</title>
		<link>http://www.crikey.com.au/2010/12/06/banking-reform-isnt-just-about-empowering-consumers/</link>
		<comments>http://www.crikey.com.au/2010/12/06/banking-reform-isnt-just-about-empowering-consumers/#comments</comments>
		<pubDate>Mon, 06 Dec 2010 02:16:48 +0000</pubDate>
		<dc:creator>Bernard Keane</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[banking industry]]></category>
		<category><![CDATA[banking regulation]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Wayne Swan]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=190819</guid>
		<description><![CDATA[Wayne Swan has to go beyond Labor's focus on empowering consumers to focus on the government's role in banking. The problem is more substantial than a mere oligopoly where consumers need to be on their toes to maximise whatever is left of competition. ]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2010/12/06/banking-reform-isnt-just-about-empowering-consumers/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>The cost of bank funds</title>
		<link>http://www.crikey.com.au/2010/11/17/the-cost-of-bank-funds/</link>
		<comments>http://www.crikey.com.au/2010/11/17/the-cost-of-bank-funds/#comments</comments>
		<pubDate>Wed, 17 Nov 2010 02:06:33 +0000</pubDate>
		<dc:creator>Richard Farmer</dc:creator>
				<category><![CDATA[Political snippets]]></category>
		<category><![CDATA[australian bureau of statistics]]></category>
		<category><![CDATA[banks]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=186536</guid>
		<description><![CDATA[This morning we could choose between banks exploiting consumers by raising their interest rate margins or maintaining them. ]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2010/11/17/the-cost-of-bank-funds/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The bank share gets bigger</title>
		<link>http://www.crikey.com.au/2010/11/10/the-bank-share-gets-bigger/</link>
		<comments>http://www.crikey.com.au/2010/11/10/the-bank-share-gets-bigger/#comments</comments>
		<pubDate>Wed, 10 Nov 2010 02:12:56 +0000</pubDate>
		<dc:creator>Richard Farmer</dc:creator>
				<category><![CDATA[Political snippets]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[fast food]]></category>
		<category><![CDATA[George Brandis]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=184511</guid>
		<description><![CDATA[The banks' share of the Australian finance market just keeps getting bigger]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2010/11/10/the-bank-share-gets-bigger/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Of cookies and Canadian banks</title>
		<link>http://www.crikey.com.au/2010/11/09/of-cookies-and-canadian-banks/</link>
		<comments>http://www.crikey.com.au/2010/11/09/of-cookies-and-canadian-banks/#comments</comments>
		<pubDate>Tue, 09 Nov 2010 02:09:25 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Your Say: Daily Mail readers' feedback]]></category>
		<category><![CDATA[banks]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=184166</guid>
		<description><![CDATA[Crikey readers have their say.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2010/11/09/of-cookies-and-canadian-banks/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>The banks&#8217;&#8221;because they can&#8221; pricing</title>
		<link>http://www.crikey.com.au/2010/11/05/the-banksbecause-they-can-pricing/</link>
		<comments>http://www.crikey.com.au/2010/11/05/the-banksbecause-they-can-pricing/#comments</comments>
		<pubDate>Fri, 05 Nov 2010 02:04:34 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Your Say: Daily Mail readers' feedback]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[National Broadband Network]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=183567</guid>
		<description><![CDATA[Crikey readers have their say.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2010/11/05/the-banksbecause-they-can-pricing/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Why the media misunderstands broadband</title>
		<link>http://www.crikey.com.au/2010/10/29/why-the-media-misunderstands-broadband/</link>
		<comments>http://www.crikey.com.au/2010/10/29/why-the-media-misunderstands-broadband/#comments</comments>
		<pubDate>Fri, 29 Oct 2010 02:09:34 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Your Say: Daily Mail readers' feedback]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[National Broadband Network]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=181922</guid>
		<description><![CDATA[Crikey readers have their say.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2010/10/29/why-the-media-misunderstands-broadband/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Hockey proves it doesn&#8217;t pay to take policy risks</title>
		<link>http://www.crikey.com.au/2010/10/28/hockey-proves-it-doesnt-pay-to-take-policy-risks/</link>
		<comments>http://www.crikey.com.au/2010/10/28/hockey-proves-it-doesnt-pay-to-take-policy-risks/#comments</comments>
		<pubDate>Thu, 28 Oct 2010 02:06:52 +0000</pubDate>
		<dc:creator>Bernard Keane</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[banking system]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[big four]]></category>
		<category><![CDATA[financial regulation]]></category>
		<category><![CDATA[Joe Hockey]]></category>
		<category><![CDATA[Malcolm Turnbull]]></category>

		<guid isPermaLink="false">http://www.crikey.com.au/?p=181575</guid>
		<description><![CDATA[Yet again serious policy is being overlooked in favour of the media's obsession with personalities and internal politics. No wonder we have a reform drought.]]></description>
		<wfw:commentRss>http://www.crikey.com.au/2010/10/28/hockey-proves-it-doesnt-pay-to-take-policy-risks/feed/</wfw:commentRss>
		<slash:comments>68</slash:comments>
		</item>
	</channel>
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