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	<title>Crikey &#187; bank lenders</title>
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		<title>You can now bank on the banks to lift their rates again</title>
		<link>http://www.crikey.com.au/2008/02/06/you-can-now-bank-on-the-banks-to-lift-their-rates-again/</link>
		<comments>http://www.crikey.com.au/2008/02/06/you-can-now-bank-on-the-banks-to-lift-their-rates-again/#comments</comments>
		<pubDate>Tue, 05 Feb 2008 14:00:00 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[aussie home loans]]></category>
		<category><![CDATA[bank lenders]]></category>
		<category><![CDATA[credit crunch]]></category>
		<category><![CDATA[home loan market]]></category>
		<category><![CDATA[home loan rates]]></category>

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		<description><![CDATA[Stand by to be screwed by your "friendly" bank after the Reserve Bank boosted interest rates yesterday by 0.25% to 7%, writes <b>Glenn Dyer</b>.]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Housing approvals tank, banks face a tough call</title>
		<link>http://www.crikey.com.au/2008/02/05/housing-approvals-tank-banks-face-a-tough-call/</link>
		<comments>http://www.crikey.com.au/2008/02/05/housing-approvals-tank-banks-face-a-tough-call/#comments</comments>
		<pubDate>Mon, 04 Feb 2008 14:00:00 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[australian bureau of statistics]]></category>
		<category><![CDATA[bank lenders]]></category>
		<category><![CDATA[credit crunch]]></category>
		<category><![CDATA[dwelling approvals]]></category>
		<category><![CDATA[private dwelling]]></category>

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		<description><![CDATA[The Australian banks have a difficult decision to make after the rate rise: home lending, their most profitable business, isn’t doing well and housing approvals tanked in December, writes <b>Glenn Dyer</b>.]]></description>
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		<title>Why a rate rise will only take house prices higher</title>
		<link>http://www.crikey.com.au/2008/02/05/why-a-rate-rise-will-only-take-house-prices-higher/</link>
		<comments>http://www.crikey.com.au/2008/02/05/why-a-rate-rise-will-only-take-house-prices-higher/#comments</comments>
		<pubDate>Mon, 04 Feb 2008 14:00:00 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[australian bureau of statistics]]></category>
		<category><![CDATA[bank lenders]]></category>
		<category><![CDATA[credit crunch]]></category>
		<category><![CDATA[housing loans]]></category>
		<category><![CDATA[interest rate rises]]></category>

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		<description><![CDATA[Interest rate rises are supposed to slow the economy ... how then do we explain the surge in house prices in 2007, asks <b> Glen Dyer</b>?]]></description>
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		<slash:comments>4</slash:comments>
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		<title>Blogwatch: the Big Banks edition</title>
		<link>http://www.crikey.com.au/2008/01/09/blogwatch-the-big-banks-edition/</link>
		<comments>http://www.crikey.com.au/2008/01/09/blogwatch-the-big-banks-edition/#comments</comments>
		<pubDate>Tue, 08 Jan 2008 14:00:00 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Media-Arts-and-Sports]]></category>
		<category><![CDATA[bank lenders]]></category>
		<category><![CDATA[credit crunch]]></category>
		<category><![CDATA[interest rate rise]]></category>
		<category><![CDATA[subprime meltdown]]></category>
		<category><![CDATA[us subprime crisis]]></category>

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		<description><![CDATA[Swan should have gone in harder ... Make the switch? Not so easy ... Swan an interventionist leftie.]]></description>
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		<title>Banks push niche lenders aside</title>
		<link>http://www.crikey.com.au/2007/12/11/banks-push-niche-lenders-aside/</link>
		<comments>http://www.crikey.com.au/2007/12/11/banks-push-niche-lenders-aside/#comments</comments>
		<pubDate>Mon, 10 Dec 2007 14:00:00 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[bank lenders]]></category>
		<category><![CDATA[mark hewitt]]></category>
		<category><![CDATA[prime lenders]]></category>
		<category><![CDATA[rams home loans]]></category>
		<category><![CDATA[rate fears]]></category>

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		<description><![CDATA[Non-bank lenders are having a poor time in the mortgage market, with October ABS data showing bank loans accounted for 75.1 per cent of owner occupied lending, the banks’ largest percentage market share since December 1998. ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>CBA gives a nudge and wink: ditch non-bank lenders</title>
		<link>http://www.crikey.com.au/2007/08/15/cba-gives-a-nudge-and-wink-ditch-non-bank-lenders/</link>
		<comments>http://www.crikey.com.au/2007/08/15/cba-gives-a-nudge-and-wink-ditch-non-bank-lenders/#comments</comments>
		<pubDate>Tue, 14 Aug 2007 14:00:00 +0000</pubDate>
		<dc:creator>Crikey</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[bank lenders]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[borrowers]]></category>
		<category><![CDATA[cba]]></category>
		<category><![CDATA[return on equity]]></category>

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		<description><![CDATA[It would have been irresponsible for CBA CEO Ralph Norris to simply tell borrowers to ditch non-bank lenders, to declare borrowers will be hit with significantly higher rates from that quarter, that they’re not as “safe”. That might have sparked something of run on the non-bank businesses. So he did it with a careful nudge and a wink instead.]]></description>
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